Revenue Sharing at Edward Jones: Why Fee-Only Planning Is a Better Way

There’s a statement tucked into Edward Jones’ Revenue Sharing Disclosure that every investor should read carefully:

“We want you to understand that Edward Jones’ receipt of revenue sharing payments creates a potential conflict of interest in the form of an additional financial incentive and financial benefit to the firm, our financial advisors, and equity owners in connection with the sale of products from these product partners.”

 — Edward Jones Revenue Sharing Disclosure, LGL-7559AA-A

That sentence says a lot—more than most people realize.

A non-disclosure agreement document is on a wooden desk, accompanied by a pen and folders, emphasizing confidentiality in business dealings.

It means that when you walk into an Edward Jones office, the financial products you’re offered might not be what’s best for you—they might simply be what’s best for Edward Jones. Through revenue-sharing agreements, certain mutual fund companies and annuity providers pay Edward Jones to push their products. This creates a clear conflict: the more your advisor sells these products, the more the firm benefits—and so might the advisor.

This isn’t illegal. But it is baked into a business model that prioritizes sales relationships over fiduciary duty.

What Makes Fee-Only Different?

As a Fee-Only financial planner, I don’t receive commissions, kickbacks, or incentives from product providers. I don’t have a corporate parent quietly profiting from revenue sharing. Instead, I’m paid directly by my clients for the advice I give—nothing more, nothing less.

That’s what a fiduciary relationship should look like:

• Transparent (we only get paid by our clients)

• Aligned with your goals, not mine

• Duty of Loyalty and Care

When you work with a Fee-Only planner, your financial well-being isn’t filtered through a sales quota. You're not buying advice packaged with hidden incentives. You're getting real planning, grounded in your values, goals, and long-term success.

Why This Matters

You work hard for your money. You deserve to know that the financial advice you receive is uncompromised. So when a firm like Edward Jones openly admits that it receives financial rewards from specific product sales, it’s worth asking: Are you working with an advisor, or with a salesperson?

Choosing a Fee-Only planner is about more than fees. It’s about trust, transparency, and knowing that your financial future isn’t influenced by backroom deals.

Ready to Work With a Full-Time Fiduciary?

At Gateway Financial, we believe in honest, transparent planning built on relationships, not sales. We specialize in working with hardworking individuals and families who want to make smart decisions with their money and take care of the people they love.

If you’re ready for a different kind of financial relationship, let’s talk.

🔗 Schedule your free consultation today at www.mygatewaymoney.com

We’re here to be your partner, not your salesperson.

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